How To Make Sure You Have Enough Auto Coverage

Okay, we all know that automobile insurance is a requirement. It should be. If a driver cannot carry a policy he, or she, should not be behind the wheel. It's that simple. But I am not debating the issue. The fact is many drivers are uncertain of how much insurance is sufficient. Then there are drivers that carry a policy and may think that whatever amount they carry should take care of any claims . Well, it is not that cut and dry. Automobile policy coverage varies to suit the needs of the policy holder. For a policy holder that does minimal driving he, or she, may be more comfortable with a policy that has a higher deductible, and average limits. A daily commuter, in a metropolitan city, may be better off with higher policy limits and a low deductible. This policy provides enough coverage in the instance of an unforeseen event that results in property damage, and injuries. The limit amounts of the policy is the maximum that is paid for damages and medical expenses. Anything above the policy limit becomes an out-of-pocket expense. 

What is Liability Coverage?

For various reasons, some drivers opt to carry a policy of liability to cover the costs of damages, and injuries, to other parties. This type of coverage does not cover the person holding the policy. The policy limits are the maximum amounts that will be paid out. Again, anything beyond these amounts becomes an out-of-pocket expense. 

How to get the Best Coverage?

There are different ways to shop for auto-insurance that is convenient. You can go online for a quote. After providing the requested information, usually within 24 hours, an independent broker, or agency, licensed in the state you live in will contact you to answer any questions and give the details of what he, or she, is offering. You can also contact local independent brokers, and agencies, for a quote. Many agencies that offer several product lines, such as home owners, or renters, insurance provide discounts for multiple policies. 

The 2010 Transit Connect Is Getting Good Marks

Probably the most practical vehicle I have seen in a long time is the 2010 Ford Transit Connect. I am impressed with the visual European flavor. It breaks away from the norm that has a tendency to debut as upgraded carbon copies more often than not in the automotive world. What is even better of this stand alone star is that it is the perfect vehicle solution for the small business.

Equipped with solutions for cargo management, a florist, or office cleaning business would have plenty of drawer units, flexible shelving, and cargo dividers. The independent electrician will have a place for everything with a rooftop ladder rack, bins, and utility carriers.

Able to seat up to five people and plenty of cargo space, the Transit Connect is the perfect choice when upgrading a transportation fleet. This economy sized vehicle has a low clearance, dual front and side airbags, dual sliding doors, and side and rear panels. The available in-dash computer allows you to be your most productive. The hands-free calling feature is a part of the Ford Work Solutions where you can work remotely and track progress.

The 4-speed auto transmission and the 2.0L I-4 engine, multi-port fuel injection makes the Transit Connect efficient on fuel, getting 25mpg on the highway. Having a mobile office never has been this good.

The Right Social Media Fit

Now that social media is no longer a secret, everyone from freelancers to small business, and large organizations have positioned themselves to become a part of what the world is talking about. Social media is nothing new really. It has just taken on a character that is encouraging the "ah-ha, what a good thing this can be"! But how can I use it? Good question.

For many, social media can be difficult to pinpoint. Using publishing vehicles such as, the internet, newspapers, magazines, and video are important and have different meanings for the masses. Integrating platforms to connect and foster relationships for growth while offering value is key. Yes, offer. Everyone has something to contribute. By doing this you are opening the doors to possibilities for the new, improved, and innovative. Can you imagine doing this with a closed mind? Neither can I.

The obvious ways are through some of the leading social networking sites such as Twitter, StumbleUpon, Facebook, MySpace, FriendFeed, Friendster, Orkut, Bebo, and hundreds of others like these. There are also sites specifically for businesses and entrepreneurs to connect such as LinkedIn, Ryze, PartnerUp, Biznik, Focus, Young Entrpreneurs, Fast Pitch, and Entrepreneur Connect. Many are starting to form social networks through platforms like Ning, or they develop their own completely from the beginning. There is no right or wrong to doing it. It's what you do with it all is what counts. So dive in, test the waters, and find the right temp in your niche. There is enough room for everyone.

How are you fitting in with social media? Share your experience by leaving a comment.

Are You At A Sales Career Crossroads?

Some individuals know they are born to be in sales. They are bursting at the seams with a winning personality, motivation, and creativity. Many of them make the energizer bunny look like he is slacking in some areas. Sales professionals in numerous industries can tell you that his, or her, sales career just sort of "happened". With no rhyme or reason, they are in it to win and everything flows.

No matter how you got into the sales game, you know that no two days are the same. Whether you believe you were born to sell, or have incorporated it, frustration can come with the territory. You cannot force a product onto a consumer, nor should you try. Treat each customer with the same enthusiasm. One thing that sometimes gets overlooked is value. Some people think that value is built in to the sales process, but this is not true. To offer value you have to be giving in your pursuits, and expect nothing. The customer is what matters and he, or she, should come always come out on top. Aren't they the reason why you continue to do what you do?

To learn more about selling, value, and getting the "yes", check out the #1 authority on selling, Jeffrey Gitomer.

Ford Takes A Top Ten Spot

Ford stands alongside Google, HTC, and Amazon as one of the 10 most innovative companies in mobile technology, according to Fast Company. Being the only automaker on the top 10 Mobile list, Ford is a leader, and a listener. Knowing what consumers want is one thing. But Ford has delivered with the technology of SYNC and MyFord Touch driver interface. For over 50 years Ford has taken leaps that no one has touched in the safety, innovation, and technology. Each time proving that they stand unmatched in their efforts to maintain a place as a leader in the constant advancements of technology.

At the beginning of the year Ford introduced MyFord Touch. This extension of the SYNC system allows safer interactivity, by delivering touch and voice control capability. Ford is also first in Smart Phone apps control. This is done through SYNC's Bluetooth connectivity.

Let's Get Sirius

Having the best in audio is something we all want in our vehicles. With SIRIUS Satellite Radio all you want from entertainment, world-class news, family programming, live sports and expert talk. Such as Wyclef discussing misconceptions of Yele Haiti NGO with Deepok Chopra. Then for lifestyle inspiration check out Martha Stewart Living Radio. There is something for every taste.

SIRIUS is stellar providing 100% commercial free programming. Select Ford vehicles are equipped with it standard, and as an option in the others. If you want to know more about getting SIRIUS on news, weather, sports, talk and entertainment find out more check out the best in satellite radio Here.

Another First In Safety for Ford

Since 1955, Ford has been the leader in safety innovation. After being the first automaker to offer seat belts, and start air-bag research, you should not be surprised that Ford will be the first to market inflatable seat belts for rear passenger protection. The combination of these technologies offer superior protection in the event of a crash by expanding on impact to decrease the risk of injury. Until now, the susceptibility of back seat passengers sustaining injury has been high.

The new seat belt, that will debut in the Next Generation Explorer, is more comfortable. Hopefully this will encourage more back seat passengers to wear it, increasing the number of passengers that currently wear them from 60%. The majority of these passengers are children and the elderly.

To learn more about this technology, and Ford's safety timeline visit The Ford Story.

Why Should You Test Drive Before Buying?

Getting a new set of wheels is always exciting. Whether you are upgrading, replacing, or driving your very own car for the first time you just can't wait to hit the road. While most people kick the tires before making that final decision, there are actually those that may not think a test drive is necessary.

Customer satisfaction should be the number one concern of the seller, and buyer, when making such a major purchase. There are so many reasons to test drive a car, and they differ depending on the individual. The following is a short list to consider, if you don't have one already. If you do not see a reason listed here and believe it is important, please be sure to share it by leaving a comment. Thanks for stopping by!

• check alignment
• check performance
• check the brakes
• comfort and feel
• meets your overall expectations for value

Discover Voice Command Navigation - SYNC pt. 3

Even though navigation systems have been around for a while, they have basically stayed the same, until now. SYNC is an innovation in navigation. No longer will you have to enter in information of your desired destination. With SYNC, all you have to do tell it where you wish to go! Yes,...really! If you are in an unfamiliar place, SYNC is your copilot, all you have to do is listen to the directions. SYNC provides clear detailed voice directions based on your current location. What more could you ask for in a navigation system?

In addition to directions, SYNC can perform business searches and up to date real-time traffic reports. To learn more about the amazing voice command connectivity of SYNC go to: www.syncmyride.com

Superior Emergency Assist - SYNC pt2

The SYNC connectivity works like assistant to give you the best in customer support where it counts the most. We never know if there will come a time when 911 will need to be contacted, or if it is possible. Knowing that the SYNC system knows when you might need help, and will ask you, is an invaluable feature. Based on your response, if help is needed there is no need worry.. it's on the way. SYNC will call the emergency operator for you to allow hands-free communication.

The technology of SYNC works with your cell phone to provide outstanding safety features. To learn more about SYNC, visit; www.syncmyride.com

Hands Free Talk and Text - SYNC pt. 1

Wouldn't it be great if you car could allow you to talk, text, and use a navigational system hands free? Now it's possible, and much more, with SYNC. This connectivity system is available in select Ford and Mercury 2010 models, and all Lincoln 2010 models. Over the next few post I will be sharing some of the features of SYNC with you so that you can get familiar, just in case you have not heard about it.

Most of us have used our cell when the call was not that important. No matter how skilled a driver you are, your attention is divided when you have your phone in your hand. SYNC allows you to make calls with the sound of your voice. And just in case you are getting in of your vehicle while on the phone, the SYNC system automatically switches over so you can be hands free to continue your call.

Texting is one of the most controversial issues when it comes to safe driving. When you have SYNC, your incoming text messages are read to you. And if you need to send a text, just tell your SYNC. It's that simple! To learn more about SYNC, visit www.syncmyride.com.

Rupert Comes to Visit When Mom Takes Delivery

You may be the type of individual that swears by the make of your car. Georgette was the same way. Her last four vehicles were Toyota's. But after the last one was totaled in an accident it was time to get a new one. There was no doubt that she would get another Toyota, but in the meantime she had to drive the rental provided to her...a Ford Focus. After a short time, Georgette fell in love with the rental and wanted one of her own. Her mind was changed. She went online to check out the selection, and found Paul Harvey Ford was where she wanted to purchase her new Ford Focus. She sent an inquiry on 2/11 and received a prompt response from Sales Manager, Chuck Clemons. Chuck phoned her and they talked about her Ford experience and set up a convenient time for her to come in and take a look at the selection.

By Saturday 2/13, Georgette had made her decision. She came in the dealership to take delivery of her new 2010 Ford Focus, accompanied by her son Rupert. We wanted to show her off, but since she was a bit camera shy, Rupert agreed to take a few shots for us. What a great guy! It was a pleasure to meet him in person! We know that Georgette will be happy with her new ride, and want to thank her for allowing Paul Harvey Ford the opportunity to earn her business.

Driving and Texting Do Not Go Together

Think where you were about five years ago with cell phone technology, or before that. There was no issue with texting while driving. So why is it now? When you least expect it the person next to you is driving a bit strange, and out of sync with everyone else. You realize that he, or she, is texting! How rude, and mostly dangerous! It is not that serious...really. To read more on this controversial issue, the great folks at Driving Skills for Life have a great article, "Driving While Texting: Is It the New DWI? Check it out.

How To Get Winter Ready

The East Coast has been on the receiving end of old man winter's wrath. Still under an emergency, word is there is more on the way. Though not as bad, the Midwest is experiencing it's own wrestle mania with winter weather. During these episodes it is critical to keep your car in good health to get you where you need to be.

Before the onset of winter it is good to get your car's seasonal maintenance done on a regular schedule. If you have yet to get things done, now is better than not at all.

• a tune-up
• replace battery if needed
• make sure tires have enough tread, or replace them

A few simple things you can do to make your winter driving less stressful:

• replace regular windshield washer fluid with a de-icer formula
• never let your gas tank get too low, in cold weather an empty gas tank can cause your gas tank to freeze. When mine starts to approach a quarter-tank, it is time to "filler-up"
• keep a blanket, shovel, and jumper cables in the trunk...just in case, because you never know.

How To Get Mustang Appeal

To ignite your interest, excite your spirit and give your heart a thump...there is only one. The Ford Mustang started turning heads, and satisfying hearts 45 years ago. Since then, it has just gotten better. The all new 2010 Ford Mustang has returned with more intensity.

A deeper rumble is sent through the dual exhaust pipes, that have been widened to accommodate the roar you know and like so well. The latest technology is available to customize your driving experience. With controls glowing in Ice Blue, you will love the options of, voice-activated SYNC as you ride cradled in detailed seats, or the polished ball shaped manual shifter. Whether you choose to drop the top in a convertible, take in the sun and moon through the glass roof, or stay classic with a hard top and hood scoop, there are 10 models to choose from to experience the best in Ford Mustang. Contact our professional sales staff to assist in finding your next new car!

Welcome!

Paul Harvey Ford has been the premier Ford Dealership serving Central Indiana for 40 years. With top quality new, and pre-owned vehicles, the superior customer customer will make your next experience purchasing a car an easy one.

Be sure visit often for the latest in industry and consumer news, as well as the hottest deals in Indy! Thanks for stopping by!